Card 1, 2, 3%

Save on your usual expenses

Our card returns up to 3% of your national purchases.

So that you can enjoy greater advantages in your usual expenses in the Principality, Andbank has designed this card thinking about your economy.

Advantages of the 1,2,3% card

  • 1% in food
  • 2% in restaurants
  • 3% in petrol stations (Artal, Cepsa and Elf).
    • Maximum monthly reimbursement € 10. The reimbursement of these discounts is subject to income tax. Minimum period of 18 months.
  • Security. Maximum security against fraudulent use thanks to EMV (chip) technology and methodical control to detect fraudulent operations.
  • Free insurance: Travel accident on public transport with the Visa Classic card. Check here for the coverage provided.

Emergency tel. +34 93 463 12 34

  • Optional anti-fraud insurance. You can have an anti-fraud insurance of €18.75 a year, which will cover you for the loss or theft of your card.


  • The most detailed information: monthly, yearly and, optionally, fortnightly, per transaction type, sector and country.
  • Contactless payment system that allows you to pay quickly, conveniently and securely just by bringing your card close to the POS terminal.
  • Visa Secure secure online shopping. Protect your Visa card with a personal code for your online purchases. The only service that guarantees authentication and identification of card user and participating e-stores.
  • SMS notification service We will notify you by SMS of the purchases you make with your card each time you make a transaction over € 50. You will receive an SMS on your mobile phone that will notify you of the amount of your purchase and the company or store where it has been made. Check with your manager to obtain the service.
Cost: € 1.00 per month


Emergency tel. in case of loss or theft:

+376 739 039
+34 913 62 62 00
+1 800 847 29 11 (EEUU)

The reimbursement of these discounts is subject to personal income tax.
The granting of the above-standard credit limit is subject to prior study. For deferred payments, please refer to the Rates Book published on our website.
This campaign is aimed at people of legal age living in the Principality of Andorra and is not designed for any specific group.
For more information, please contact us at any of Andbank’s branches or call us on + 376 739 011 and we will answer your enquiries.


*Anti-fraud insurance covers.

– The anti-fraud insurance covers the loss or theft of the card. This includes purchases made with the card, ATM cash withdrawals, as well as internet or phone transactions.

– Coverage for claims arising from these cases insures up to the following amounts:

  • Electron Card: €1,500 per claim
  • Classic Card: €3,000 per claim
  • Gold Card: €6,000 per claim
  • Platinum Card: €12,000 per claim

– Up to 72 prior to the claim being filed, which must have been filed within the last 45 days.
– The insurance is limited to 35 transactions.